Shopping On Line Is Safer

Shopping On Line Is Safer

Shopping On Line

Why Shopping On Line Saves Money

Most importantly, shopping on line is safer than going to a physical mall and giving your credit card to a stranger. A secure transaction (with the closed lock at the bottom of your browser) encrypts your credit card information so only the computer at the other end gets your personal details.

Shopping on line helps prevent identity theft as well as phycisal assult and theft at a phycal mall.

Not only that, but you know you get the best deals by shopping on line. By shopping on line you save paying costly overhead for clerks, managers, custodians, and in store security.

And by shopping on line you don't have to pay a physical shopping mall a percentage of sales or a cost per square foot.

Your shopping on line experience saves both time and money. You can buy a lot more for less by shopping on line.

I find shopping on line most cost effect at the Low Cost Mall:

Savings You Can Find at the Low Cost Mall

Madden 06 XboxPioneer DVD RecorderTivo - 80 Hour

Yes, by shopping on line you really do get the best deals.

Problems You Can Encounter

My wallet was stolen in December 1998. There's been no end to the problems I've faced since then. The thieves used my identity to write checks, use a debit card, open a bank account with a line of credit, open credit accounts with several stores, obtain cell phones and run up huge bills, print fraudulent checks on a personal computer bearing my name, and more. I've spent the last two years trying to repair my credit report (a very frustrating process) and have suffered the ill effects of having a marred credit history. I've recently been denied a student loan because of inaccurate information on my credit report.
From a consumer complaint to the FTC, February 22, 2001

I'm tired of the hours I've spent on the phone and all the faxing I've had to do. When will it be over?
From a consumer complaint to the FTC, March 13, 2001

Tomorrow is Sunday so we won't get any notices, but I'm not looking forward to Monday's mail.
From a consumer complaint to the FTC, November 13, 2001

How can someone commit identity theft?

The Federal Trade Commission explains how identity theft is committed: By co-opting your name, Social Security number, credit card number, or some other piece of your personal information for their own use. In short, identity theft occurs when someone appropriates your personal information without your knowledge to commit fraud or theft.

Once identity theft is committed, then what? Once identity thieves fake your identity, they:

  • Open a new credit card account, using your name, date of birth, and Social Security number. When they use the credit card and don't pay the bills, the delinquent account is reported on your credit report.
  • Call your credit card issuer and, pretending to be you, change the mailing address on your credit card account. Then, your impostor runs up charges on your account. Because your bills are being sent to the new address, you may not immediately realize there's a problem.
  • Establish cellular phone service in your name.
  • Open a bank account in your name and write bad checks on that account.

More information is available here about:

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